Why buy insurance when you can buy Healthcare!
Get direct access to high quality healthcare at reasonable rates without insurance.
If you are self employed or have less than 50 employees:
Don't buy group health insurance
FixCare is NOT insurance, but a price transparent marketplace. Now anyone can access easy to understand, discounted rates, with best in class doctors in your area.
1.
Simply purchase a subscription, Plans less than $1/day
2. Choose a provider
3. Pay the reduced rate seen in their profile directly to provider at the time of service.
Fear of unexpected Hospital visits or Surgeries ?
There are inexpensive options like Medical Cost sharing programs that may be a good fit!
Get exclusive access:
One-on-one consultation to answer your questions on
how to the use tax code to fund your employee health plan
(bring your CPA if you want)
Software that makes this easy to set up in 10 minutes or less via CommonCare.
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Got questions?
How do these tax credits work?
These are Premium Tax Credits that have been around for over a decade. When the ACA came out it mandated that employers with 50 employees or more had to make sure health coverage was "affordable" for all of their employees. Meanwhile employees at smaller companies would be eligible for tax credits to make their health coverage "affordable". Crazy enough, many employers still don't know about that, and just offer traditional group coverage. This is a huge mistake because as soon as you offer other "affordable" coverage, your employees are no longer eligible for these subsidies.
We help employers set up a group facilitated plan with a structure that preserves Premium Tax Credit eligibility and makes it easy for the employees who qualify to use it.
What exactly does FixCare and CommonCare do?
FixCare is a discount medical plan organization [DMPO] and a dual sided marketplace that functions as a private practice network. The platform negotiates with providers fees at a discount and offer that to members at a subscription. It's a great way to access reasonably priced healthcare directly with providers without the need to negotiate especially if you're uninnsured.
CommonCare is a tech platform that lets employers offer flexible, employee-driven health benefits in minutes. Instead of being locked into one group plan, each employee can choose what works best - an ACA marketplace plan, a health share, a direct primary care membership, or even take the money as a bonus. Employers get predictable costs and simple setup for just $5 per employee per month.
Is this real?
Haha yes it absolutely is, although we can understand your skepticism. Feel free to book a call between us and your CPA, lawyer or that friend who's good at picking up weird vibes. We promise that you (and they) will be perfectly satisfied that all our T's are crossed and I's are dotted.
Ready to get started?
